Words from
spendthrift
    a person who spends money in an extravagant, irresponsible way
    
    Source: The Catcher in the Rye - J.D. Salinger
    
    addled
    unable to think clearly; confused.
    
    Source: Last Week Tonight
    
    latent
    present but not visible, apparent, or noticeable; hidden or concealed.
    
    Source: NLP homework